I’m 26F and only child. I make more money than they do and since I started working I pay my part for our life cost (we don’t pay rent because they own the apartment, but I pay for food and other apartment expenses). In my country, especially my parents’ religion, it’s uncommon to leave your parents house if you’re not getting married or to study or work in another state.
I’m lesbian and even though my parents know about that, they don’t treat that subject as “normal” to them, they just ignore that part of my life. I started dating a very nice woman recently and it’s just uncomfortable to bring her here, and as a result I spend a lot of time and money taking her to dates to be with her. I go to her place very frequently, but she also lives with her parents so we don’t have a lot of privacy. I would like to invite her to work from home (we work remotely), watch movies after work or just be with her in my own house, but I can’t and it’s a burden having to go out whenever I want to see her.
I also am starting to feel somewhat bothered by incompatibilities in our life styles (how and when to do chores, how I organize my own stuff in my room). Even before I started dating, I was struggling with privacy issues, my parents feel entitled to move my things around and reorganize my stuff and even after I expressed that I don’t like that, they don’t respect my feelings about that.
I was planning to move out when I had the money to buy an apartment (in about 2 years), but it’s becoming unsustainable for me. We had some fights in the past weeks that consisted of me trying to make myself some “space” in my own house (e.g. drawing boundaries on my things so that they don’t feel entitled to open my closets), so there is some stress in the air already.
I know I can do it anytime as an independent adult, but I don’t want to hurt their feelings or be in bad terms with them. We’ve always had communication problems and I know it would be hard to talk through this with them without being guilt trapped or without them putting me down saying I won’t be capable of taking care of myself or my dog. I never mentioned moving out for them, and I feel guilty that they won’t have time to prepare for that (I’m planning to move next month).
Because I’m moving out in a non-traditional way (not being because of work, studies or marriage), I’m scared that it might come off as I don’t appreciate them or I don’t like them. I’m looking for advice on how can I get them to understand me and not feel that I’m abandoning them.
tl;dr How do I tell my parents I want to live by myself without making them take my decision personally, hurting their feelings or degrading our relationship?

I was DMED in Facebook as I am looking for a new apartment and I got a very interesting offer.
The amount for rent is $900 and a $700 refundable deposit. Tbh, my text won't do justice imma just post the conversation:
https://imgur.com/a/bS7mw94
His name isn't matching the person who owns it.
Is this a scam?

I am looking for a new roommate to sublease this condo. Located in South Congress next to St. Elmo. Your rent would be $1350/month, owner pays water. Your own reserved parking space in a garage with a gate, patio with a view, in-unit washer and dryer. 6th floor of 6, corner unit with friendly neighbors. Move-in in April for a 1 year lease. Must pass a background check. No pets.
Other expenses: Google Fiber internet $35/month (each), electric is usually around $50-$60/month each. No other recurring expenses, parking included.
I am a 29M, fairly new to TX. I am quiet and clean. I work remote and do MMA in the evenings. Current roommate is moving to NYC in April.
Pictures of your bedroom and bathroom below. All furniture except for the entertainment center included.
https://imgur.com/bvdBpuA
https://imgur.com/5vsnVyn
https://imgur.com/hu2YssX
https://imgur.com/XCo8WHZ
https://imgur.com/3hSl9Yq
https://imgur.com/aPERDsZ
Please PM if interested. Hoping to meet in person to make sure we vibe before you move in.

Hello there! I am TTC for the first time for just under a year. I am 29 and my husband is 30. We are hoping for good news soon, but in the meantime we have a dilemma. We currently live in a suite in my in-laws house. This obviously has its challenges, but for the most part, is okay. Almost 2 years ago we were able to purchase a condo pre build, and it finally is going to be ready this summer. It is a beautiful place with an ocean view, in a safe area downtown, and very short walking distance to both our offices, although we both are able to work from home for the most part as well.
The problem is, the condo is only 500 sq ft and 1 bedroom. Our budget didn't allow us to purchase anything larger. If we were to conceive soon, which is what we are hoping for, would it be a bad idea to move in? The suite in the family house is bigger than the condo, and it would have the added benefit of having my retired MIL around to help out. We are also worried about the space, and if its worth a move to a 1 bedroom when we know we'd eventually have to sell and move somewhere with more space.
On the other hand, we have never lived in our own home separate from the family. We are comfortable here and able to have and enjoy our own space, but it is different from living alone (which I was doing prior to moving in). We want to start our own lives, and live in our own home eventually of course. I also am unsure of how my MIL would be with a grandchild - if she would be overbearing or not. However, I am close with her and would be able to ask for space if I needed it.
I am just unsure, because it has been taking us awhile to conceive with ovulation tracking etc, and I don't know how much longer it will take. I really think living in our own home would be beneficial for us as a couple, but with a baby hopefully soon, it seems counter-productive since it will be our first and I'm sure we would appreciate extra help.
I was just wondering if anyone has any advice or experiences to share. Have you lived in a small condo with a baby? Would you prefer to have lived with your in-laws? Would the lack of space be bothersome? In your experience is living with in-laws and a new baby helpful or stressful?
If we didn't move in, I think we would try to sell it and keep our eyes open for a bigger space or house to eventually move into. The condo was a little more expensive because of the view and location, and if we were to look to purchase somewhere that isn't downtown, I think we could afford somewhere larger. I also think we would make some money off of it because things are usually cheaper pre build. I would love to live there, but we were expecting it to be ready last September at the latest and it was delayed, so now we just don't know.
Thank you so much for reading this far, and I am open to any and all advice and experiences! I hope you're having a wonderful day <3

Alright so tenant here! Hey.
Signed a two year lease in a home just over a year ago. Great spot, in the upstairs of a two story home while our landlord builds a mother in law unit downstairs. To be rented out at a later date.
Well, here comes the trouble. Landlord got divorced suddenly and moved in downstairs without notice. This is feb of lat year (two months after our move in) fine, I felt bad for the guy & had given us no reason to distrust him yet. Units are separated and really wasn’t worried. (But was not what we signed up for in the lease. We did not want to live in the same home as our landlord and likely wouldn’t have signed initially if that was the case.) but I digress.
Fast forward a couple months and we have noticed a distinct smell coming from downstairs. Like a farm smell. Followed by chirps and eventually clucks and full on cockadoodle doos. Come to find out, This man is raising 12-18 chickens downstairs and just letting them poo and pee wherever. (I realize the solution is not potty training the chickens.) addressed it directly with no solution. Except that they will be gone eventually ( took him 6 months to slowly eat through his roommates)
Animal control and the department of construction and inspections both told us that this wasn’t their problem.
Beginning shortly after that we noticed the fire alarms were going off at least weekly and he would burn things on the stove and get distracted, gardening outside, he has even left to run errands, leaving our upstairs unit smelling like burnt chicken shit for days.
We began problem solving with compassion but frankly, at this stage there is a lot of unpleasantness in our household. Tenants (us) have been very vocal about stopping all of these nuisances and it has resorted to landlord name calling, ignoring, doing 10pm construction, all sorts of childish retaliation.
Spring has sprung and burning has increased to daily. I think he has removed his fire alarms as they are no longer going off daily. And on top of that it smells and sounds like he has some fresh chicks down there.
My spouse and I have been saving to buy a home. We’re almost there and know that this is at very least a “break your lease for free card.” But, at this stage I want some childish games of my own.
Anyone had similar experiences with landlords?
How do I stick it to this asshole?

Hi. I got accepted for the fall semester for GGU and I’m just wondering if you guys have advice for good areas for me to move to. I know SF is expensive, but I’ll be receiving the GI Bill along with using my savings to tackle on the expenses. I have about $10k saved up and am looking for an area to rent for under $2k a month. I’ve only been to SF twice, but it was for vacationing and sightseeing so I can’t really tell what places are good to live. Ideally I’m looking for a single apartment or bedroom in a good area with low crime that’s close enough for me to attend classes without taking over an hour for transit. Thank you in advance.
EDIT: I’m also open to places even 2 hours away since I’ll be taking hybrid classes so I won’t be in class every day.

Competition is exhausting. Opponent is living in your head, rent-free. Even I won, I feel bad for other person. And then if I lost?, I feel bad for myself.
I hate and quit competitive mindset long time ago. However, in my life, I realized best performing years are from competitive years.
I find and tried new routes for motivation. But they’re not giving me same results. Is competitiveness just straight up necessary in this world? Should I embrace it and cope after- results with something else? Is there any alternative? What did work for you guys?

After the pandemic started and everyone went remote, I moved out of LA. I lived there for almost 10 years.
I'm surprised I lasted this long given how horrible hard water in LA is. Dry skin, dry scalp, dandruff, skin rashes, the fact that you cannot rinse properly made me smell because you never really cleaned yourself, the list goes on. It was absolutely HORRIBLE. And to top it off, the dry weather + even drier air when in an AC'd room, my god. So awful.
Yes, I can always get a water softener, but for me to do that, I need to buy either a house or a townhouse that has access to a water heater. You cannot install a water softener in a condo. And I don't have a million + dollars to buy a townhouse or house anywhere near any decent area (mainly the west side).
I could rent anywhere I want in LA but then I gotta deal with hard water.
How do you people cope with such poor quality water? to make matters worse, I hear water softeners are banned in LA. are you telling me people who buy 50 million dollar mansions are bathing in disgusting hard water? LOL

Hi all, I live with my bf and we discuss money/ future goals often. We agreed I would pay off my student loans 27k for the next year. In the meantime I throw him money for groceries. He refused to take rent money from me despite me offering since my name is not on the house.He did mention he wants to have his car paid off before saving for a ring. (His money is tight between the house and his car payment.). Should I help him pay his car off so our future will be better together? I'm cautious about doing so since my name is not on the car and in prior relationships I was used for money. I suggested an alternative of both of us getting side jobs so we can work towards a better future money wise together. Thoughts?

Are any other FIRE becoming more nervous about the financial situation in the US? What plans are you making to weather the storm of currency devaluations to protect your assets from increasing inflation, taxation, and a stagnant economy. The more I learn, the more it seems likely that the US Dollar could have a devastating “Reset” brought on from the expansion in deficit spending and the loss of faith in the US Dollar. The turmoil we are causing from inflation / interest rate hikes / bank failures is affecting the rest of the world forcing some countries to unite under BRIC’s to create an alternate reserve currency. Brazil, Russia, India, China, Saudi, South Africa, Turkey, etc (~50% of the the worlds population) are making moves boosting their physical gold reserves and alignment to potentially covert to an asset backed digital Yuan; currency backed by Gold/Oil. This would destabilize the dollar as the reserve currency and eliminate the need for foreigner’s to buy our Treasury Bonds and if OPEC converts off US$ to the Digital Yuan or Bitcoin for oil trading we could see even greater inflation and require even higher interest rates to try and control it. Like protecting your assets from frivolous litigation using an offshore Cook Island trusts, is it realistic to hoard up on Monster boxes (silver eagles) in the vault to protect 10% of your wealth? Hard to imagine buying food with silver coins as a currency and having enough guns to protect it from those who follow you home. Or would it be better to hold cash flowing residential real estate that will increase with inflation so long as tenants can afford to pay rents. Or hold more of your wealth in the top 5 crypto currencies, but they can be volatile if we are able to keep kicking the can down the road and defer a currency collapse. Any good strategic moves to protect wealth we have spent years to create?

Hi, thought it'd be fun to analyze the upcoming 3/21 property drop, so that we can catch any blind spots, and in way inform the higher powers how investors are looking at the properties. Weird to be posting this on the official subreddit, hope this doesn't get me banned. Below are simply my opinions and are not investment advice. Investors should perform their own due diligence.
Brookwood- Conclusion: BUY

• great location for workforce housing
• TONS of logistics south of I-20 and west of highway 6, will be a great support for rental demand
• Not crazy about all the trees. In these areas, when a storm comes, those huge trees are a headache (read property management fees/repairs)
• Relatively good schools 5/5/4

Woodwind - Conclusion: Pass

• Limited access to amenities (jobs/retail/entertainment)
• Relatively good schools 5/6/6

Aspen - Conclusion: Pass

• Don't see the drivers to support long term tenancy and rent increases. Distant from amenities.
• Below average schools 4/2/4

Thomas- Conclusion 50/50

• Decent proximity to amenities
• Neighborhood feels like a "C"
• Relatively very good schools: 7/5/6

Hi there,
So I had a question about the permanent home address when applying for F1 visa and the SEVIS fee. In my uni application I used my parent's address, it's basically not far from where I live in the same country, but I also rent my own place. I used my parents' because they own the place and will stay there.
I am planning on registering with my parents again in my home country before moving to grad school. Is it ok for me to indicate my parents' address as my permanent address in my visa application although it is currently a secondary address in my home country?
Thanks

Hello. I urgently need some money to just put a down payment for rent. I got fired from my job due to an injury and I am in need. Please help. Thank you.

After 15 years of struggling to make ends meet, I landed my dream job.
I'm not a ballerina or an astronaut or an international super spy. I'm just your run of the mill corporate drone who can now afford both rent and bread.
I've also never taken a real vacation because I could never afford to. In fact, in the past three years, I've never even taken a full day off. So, naturally, when a friend offered me the chance to join them on a two week adventure in another country, I was ecstatic. I'm finally in a position where I can afford a real vacation.
But...
This past week, I was completely under the weather. It had been a slow week, so I decided to take a full day off Friday to recoup. I return to work on Monday to discover that, despite my approved vacation time and, despite my out of office message, I was in hot water for not answering an important email.
You see, there's no one to cover me when I'm away.
I have to be accessible at all times.
I have to be able to work at all times.
That's how I'm able to afford the nice vacation...by never being able to take one.
We used to use the phrase "sell your soul" to describe things like fame and fortune.
How things have changed.
Welcome to the new American Dream.

So last year was really tough for me financially, I lost 3-4 jobs. This lead me to spending more than I was making. In total I’m £3,560 in debt. I’m trying to pay off one of loans that sitting at £557 at 39.0% apr. Per month I pay £550-570 towards my debts. My monthly take home is £1,900 to £2,100. After rent (£750) and bills (~£300). I’m left with £500 or so to live on. Any advice?

I'm 33 years old and currently have only £10,000 invested in a global index ETF for maximum diversity. I am able to invest £700 per month so if I do this for 20 years at a 10% compounded rate of return I'll have about £670,000 at age 53. However I don't know if this is enough to retire because that figure doesn't take inflation into account and I won't be a homeowner either as I rent my flat from my local council.
In 20 years if I do decide to buy my own place I'll probably spend around £300,000 on a house (which is considered cheapish by UK standards), leaving me with £370,000 to fund my retirement. If I use the 4% withdrawal rule I'll have about £1,000 per month to live on purely for food, bills, car etc. Seems like a razor thin margin. One bear market could see me living in poverty... Is a 53 year old retirement goal too ambitious?

Hello Folks,
we are planning to buy a house in the next year or 2 here in US. We do have all the necessary cash, except it's all in... euros. Right now the dollar is still quite strong, so if a good house comes up, I would need a way to buy time, hoping for a better conversion rate later. I can't think of any good one but maybe you have better ideas:
1) starting a mortgage: I don't think it's a good idea, even in a short one (8/10Y) most of the initial monthly payments would go toward interests, not the principal
2) paying a rent to the house seller, until I am ready to buy. That would be nice, but I don't think many sellers would agree
3) making a substantial initial downpayment, and agreeing with the seller to pay the rest within 1 year or 2, with a premium to compensate the wait. Again, I don't know if a contract like this even exists, or if anyone would agree
thanks in advance for any help!

Currently in SoCal. Considering a staff role at a new company in Orange County, moving from LA. That would be a pay bump from my current rate, about $10k more, so $130k base total comp, with a 15% bonus.
I have another offer to move to Maryland, to work a similar role for $100k(hoping to push for more). It's near Baltimore, so while it's cheaper than Socal, the beltway from near Baltimore to DC and northern VA is quite expensive honestly. Typical condos/townhouses are in the $350-500k range.
State taxes are a bit lower lower in Maryland of course, about 6% vs 9% here in California. Does this seem worth it overall, or is it too big a paycut to really justify?

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Hello. I urgently need some money to just put a down payment for rent. I got fired from my job due to an injury and I am in need. Please help. Thank you.