Realtors in rockmart ga

A little back story, we were looking for a home back in 2021. Wrote an offer in November that wasn’t accepted, shortly after that, the market went crazy. Spring of 2022, we just decided to put the home search on the back burner and rented an apartment for 16 months.
Cut to about a month ago, we decided it was time to start looking again. We got a new pre approval (conventional, was using VA the first time around and it didn’t seem like we could write a competitive offer). The new realtor we are working with really doesn’t seem to do much. We get emails with his name on them, but I know those are automatic emails, he is not out looking for anything.
We end up finding a property we thought we would like. This property was listed by his company and they were having an open house that weekend. We thought great, he can take us over before the open house and we could look at it together. His response “why don’t you go to the open house and tell me what you think”. We thought this was strange. When we finally go to the open house, he texts us on the way there telling us to look specifically at certain parts of the house.
The house was a piece of shit, and it was expensive. Needed a new roof, new windows, all new carpet, new siding. This guy new that and just let us waste our time. He knows what our budget is and knew how much work that house needed.
I tell this guy that time is becoming a factor, and that we need to give notice to our apartment on wether we are staying or moving out soon. His response was asking if the apartment would let us sub-lease. We told him no (I have never lived in an apartment that didn’t specifically say you couldn’t sub-lease) and his response was “I wish I could help, it’s a tough market”.
Is it not his job to help us find a house!?!
The next day he sends us a text saying he owns a couple rental properties that we could rent from him month to month. This is kind of where I lost it.
It seems to me this is incredibly unprofessional. What would his incentive be to help us find a home when we are renting from him?
Am I over reacting to this whole thing, or are these really scummy business practices?

Hey everyone! Our group is looking for 1-2 players with any degree of experience interested in playing Pathfinder 2e and/or Starfinder. We also play some other systems on occasion.
We typically play at Meeple Madness in Braselton, Ga and at our homes which are nearby. We are a laid back group who likes to have a good time. We keep it light but also take our gaming seriously. Let me know if you’re interested.

Hallo iedereen,
Een tijd geleden kwam ik erachter dat ik teveel aan huur betaal, ook door de huurcheck van BNNVARA. Nu ik waarschijnlijk ga verhuizen en ook mijn huidige huur ga opzeggen heb ik de neiging om hier iets mee te doen. Ik weet echter niet wat mijn rechten zijn of wat ik kan doen.
Mijn huurbaas woont boven mij, ik huur een kamertje waar een badkamertje en keukentje in zit. Dit is er door de huurbaas ooit ingezet. Mijn huurbaas huurt via een woningcorporatie in de vrije sector. Onderverhuur is op de website van deze woningcorporatie toegestaan, echter mag de verhuurder van het kamertje maximaal 30% van de kale huur vragen.
Recentelijk kwam een woning vrij in hetzelfde blok voor 970 euro exclusief per maand. Mijn maximale huur mag dus 291 euro per maand incl. zijn echter betaal ik 300 euro per maand via overschrijving, 190 euro per maand contant erbovenop. Ik betaal in totaal 490 euro per maand. Het contante deel is mondeling afgesproken en staat ook niet op mijn huur contract.
Wat wel in mijn huurcontract staat is dat mijn borg 490 euro is, de maandelijkse huur 300 euro. In Whatsappjes met mijn huurbaas refereer ik soms naar het contante deel. Ik weet niet of dit ergens bewijs voor is.
Misschien interessant, misschien niet. Ik sta niet ingeschreven in de plaats waar ik de kamer huur.

I made a comment about this on the hot takes post, and I’m probably gonna get flamed for it, but some of y’all need to CHILL. I went to one of their concerts last year and was at the front row because it was my first concert and I really wanted to see all the action. The vibes at the front were absolutely TERRIBLE. Most people I talked to didn’t even care about the experience or the music, and just cared about being in the front and keeping their spot. At one point, I had to go to the bathroom, and I had to literally shove my way through people because nobody would move. A lot of people had been following them the whole country and had gone to almost every concert while on tour, putting their lives on pause to see them. I mean I get it I guess, but these were the same people that were rabid about being in the front. I still had a great time, but it was just such negative vibes and almost like a cult like obsession from nearly everyone in the front row. It was wild, and nothing like the other concerts I have been to since, where people were there for the music and to have a good time. Has anyone else had a GA concert experience like this?? To everyone who had followed them around the country and tried to get to the front every time:why? I genuinely want to understand. I kind of don’t want to see them live again because of the type of people that were there. So much celebrity worship and obsession at that concert.

With the upcoming reverts, while I do think quickblades is probably still gonna be king, ie might be a viable option with some bruiser-ish type builds.
WARNING SCHIZO ALERT I DID NOT DO THE FUCKING MATH THIS IS ALL IN MY HEAD
Core: ER + IE CDR: rav hydra, shojin(may be core), cleaver(idk why you would build this), axiom Tanky: sterak, DD, GA, anathema, titanic, GA, etc... MS: Stormrazer, PD, Deadmans, cosmic( for fun ) Common example build: ER + IE + shojin + rav + steraks + lucidity
Serylda argument: As we all know, gp barrels inherently prefers 1-2~ lethality items rather than pen. However, stacking %pen isn't unheard of(see pantheon). Serylda's Stat line is just kinda sicko and should be considered when doing the math.
Pros: This route would essentially allow gp to run a more bruisery style akin to panth or jayce, focusing more on cdr and health. The build is much more flexible as you essentially have 3 open spots as you do not have to build crit for quick blade passive. This should play similarly to those old triforce ie + 1 builds back in like season 7-8(I forgot don't correct me). The use of shojin also frees you from quickblade auto passive and probably is better?(again didn't do the math but the cdr on this build should be sick with ie bonus ad mythic passive)
Cons: lower crit consistency and probably over all damage.
Idk just some thoughts

​
https://preview.redd.it/f4m20pvoal4b1.png?width=5000&format=png&auto=webp&s=e0a16cd8ce8a15affb2feae8e7d2d80ad9179b93

In my mid 30s, mostly for city use (Savannah GA), rough uneven roads. Buying my first board, and it's down to these 2. What are your thoughts/experiences?

Hello all, thanks in advance for your time! We're living with my mother Johnstown PA, and we have a realtor we like well enough giving us tours around town. We *also* want to check out houses near Pitt, anywhere between an hour and 100 minutes away.
The twist is that we're not committed to either location. There's family here and a small city nearby, but we both love the big city and my fiancé will be going to school there for about a year soon. So we want to look at both locations.
What's the polite version of arranging this? What's the impolite version? I know it's too big of a decision to make based on politeness, but I also don't want to screw a decent realtor if it's avoidable.
Is it pretty normal to get him to set us up with another realtor from his company in that area? Do we ask him to just slog 90 minutes to show us houses? Is the only real way to go behind his back?
Seriously, any insight is much appreciated--thank you again for reading.

I've got a candidate for a GA rental who is displaced from their family home due to electrical fire. Their insurance is working with CRS (crsth.com) to find them a new place to live while the old one is repaired/rebuilt.
In this case they're seeking a 12 month lease and are willing to pay a premium above list rent since I know this won't be a long term tenant.
I'm satisfied with the numbers and the due diligence on the tenant themselves. My research on CRS suggests this is a fairly standard business model and a legit company. The tenant will sign the lease. Payment will arrive directly from CRS via check.
What documentation should I expect or require from CRS to spell out the relationship and expectations?
Thanks!

I’m curious on how a realtor makes or breaks a first time homebuyers experience ! Feel free to drop anything you believe made them stand out, or even what gave you red flags, etc.
I bought my first home a couple of months ago , so I know first hand how stressful it can be. I also became a realtor shortly after and I want to be sure I’m as helpful as possible during such an important time in people’s lives, specifically first time homebuyers. I’m open to hear any experiences or suggestions !

心からやりたいと思うことに、ちゃんとした理由はないと思うんです。やりたい。だからやる。それだけ。 ——堀江謙ーさんが『風に近づいていく人。』の中で
Kokorokara yaritai to omou koto ni, chanto shita riyū wa nai to omou ndesu. Yaritai. Dakara yaru. Sore dake. ——Horie Ken ̄-san ga “kaze ni chikadzuite iku hito. ” No naka de
I don't think there is a good reason to want to do it from the bottom of my heart. I want to. That's why I do it. That's all. ——Ken Horie in, "A person who approaches the wind. "

I have been dying to visit a new place and have considered Salem MA and Savannah GA but have heard Salem is too complex to get to and small and Savannah doesn't have much. Does anyone have any experience or recommendations? I don't mind corny halloween events, just looking for a more halloween vibe for this year (maybe some leaf color changes and cooler weather) (I live in Orlando lol)!!

Scammers put a dent in my budget but seeking 2 4-day GA passes to bonnaroo for $200 a piece

people that have been to plenty of stadium seated shows/concerts? Only been to a few in my life. Majority I’ve been to were just standing/pit. What seat looks best for price in this layout? It seems row 5 or 6 right? 9 looks cool how it’s in middle but sold out. 7 and 4 look ok but not as good it appears. I’m just obsessing over making sure I get the best seats since I’ve never been to this venue. Thanks for reading 🙃
https://concerts.livenation.com/avenged-sevenfold-north-american-tour-with-tampa-florida-09-17-2023/event/0D005E849CF0AF2C?_gl=1*z54hj0*_gcl_au*MTgwNzUwMDEyNi4xNjg2MTMxOTA3*_ga*MTE0OTIwMDI4Ni4xNjg2MTMxOTA4*_ga_H1KKSGW33X*MTY4NjEzMTkwOC4xLjAuMTY4NjEzMTkwOC42MC4wLjA.&_ga=2.3453561.85176464.1686131908-1149200286.1686131908

If you’re in any way exposed to real estate, whether because you’re looking to get in the market, curious about interest rates, or bombarded with BlogTO headlines, you’ve probably heard the terms “pre-qualification”, “pre-approval”, and “rate hold”.
A “pre-qualification” is a rough estimate of how much mortgage you could qualify for based on values you provide, including income, debts, and down payment. The calculation will also use a pre-determined set of shelter costs based on location (taxes, heating, and condo fees). This is a step up from the “income x4 or x5” rule of thumb, however there is no verification of the information you’ve provided. In other words, it takes what you provide at face-value and it’s not underwritten in any way. You can often get pre-qualified on your bank’s website, RateHub, Wowa, or even your broker’s calculator app, but you will always be prompted to get in touch with someone, or they will take your contact info and get in touch with you for the next step.
A “pre-approval” takes it one step further by requiring you to submit supporting documentation. These documents may include a letter of employment, paystubs, previous years’ T4s, bank statements to source down payment funds, and it will often require a credit check for a more accurate breakdown of your liabilities (Equifax or Transunion). This makes your application “underwritten” — meaning someone has taken the time to cross-reference the information on your application and your documents; and there’s a higher chance of getting approved once you have a firm offer.
This type of underwriting uses the most current rates available to determine your affordability at a-point-in-time, but unless the pre-approval application has been submitted and approved by a lender, your mortgage qualification may vary because it doesn’t include a “rate hold.” If interest rates rise, your qualification will be subject to a higher interest rate, which may result in lower affordability.
Most lenders offer “rate holds” (90-120 days for purchases and renewals; 60-90 days for refinances), but not every lender offers pre-approvals. In the mortgage world, most lenders will hold your rate while your application is live to give you enough time to close, but only a handful of lenders will offer a rate hold without a subject property.
Many lenders in the broker channel offer promotional rates that are available on live deals only, or for quick closes. This is often the case for “lowest interest rate” searches — the rates do exist but may not be available for a rate hold unless you submit a full application and your purchase agreement.
There are also lenders who offer pre-approvals and rate holds but add a premium to their posted rate (usually 10-25 bps).
Some lenders only offer pre-approvals on 5-yr terms, while most banks will offer them for any term.
Most bank branches can issue pre-approvals with a rate hold without upfront documents, but they often include conditions that protect their interest, so don’t be surprised if they choose not to honour the rate if your income, credit or down payment looks different once your deal goes live.
Most realtors insist on getting pre-approved before home shopping to increase your chances of securing financing, but it’s definitely not a requirement.
Most brokers also insist on getting you “pre-approved” so you know what you can afford, but also because having a pre-approval with them increases their chances of keeping you as a client when you’re ready to buy.
Finally, when you get a pre-approval, you’re not required to submit your financing application with that same lender. So you CAN have more than one pre-approval with different financial institutions and/or brokers.

If you’re in any way exposed to real estate, whether because you’re looking to get in the market, curious about interest rates, or bombarded with BlogTO headlines, you’ve probably heard the terms “pre-qualification”, “pre-approval”, and “rate hold”.
A “pre-qualification” is a rough estimate of how much mortgage you could qualify for based on values you provide, including income, debts, and down payment. The calculation will also use a pre-determined set of shelter costs based on location (taxes, heating, and condo fees). This is a step up from the “income x4 or x5” rule of thumb, however there is no verification of the information you’ve provided. In other words, it takes what you provide at face-value and it’s not underwritten in any way. You can often get pre-qualified on your bank’s website, RateHub, Wowa, or even your broker’s calculator app, but you will always be prompted to get in touch with someone, or they will take your contact info and get in touch with you for the next step.
A “pre-approval” takes it one step further by requiring you to submit supporting documentation. These documents may include a letter of employment, paystubs, previous years’ T4s, bank statements to source down payment funds, and it will often require a credit check for a more accurate breakdown of your liabilities (Equifax or Transunion). This makes your application “underwritten” — meaning someone has taken the time to cross-reference the information on your application and your documents; and there’s a higher chance of getting approved once you have a firm offer.
This type of underwriting uses the most current rates available to determine your affordability at a-point-in-time, but unless the pre-approval application has been submitted and approved by a lender, your mortgage qualification may vary because it doesn’t include a “rate hold.” If interest rates rise, your qualification will be subject to a higher interest rate, which may result in lower affordability.
Most lenders offer “rate holds” (90-120 days for purchases and renewals; 60-90 days for refinances), but not every lender offers pre-approvals. In the mortgage world, most lenders will hold your rate while your application is live to give you enough time to close, but only a handful of lenders will offer a rate hold without a subject property.
Many lenders in the broker channel offer promotional rates that are available on live deals only, or for quick closes. This is often the case for “lowest interest rate” searches — the rates do exist but may not be available for a rate hold unless you submit a full application and your purchase agreement.
There are also lenders who offer pre-approvals and rate holds but add a premium to their posted rate (usually 10-25 bps).
Some lenders only offer pre-approvals on 5-yr terms, while most banks will offer them for any term.
Most bank branches can issue pre-approvals with a rate hold without upfront documents, but they often include conditions that protect their interest, so don’t be surprised if they choose not to honour the rate if your income, credit or down payment looks different once your deal goes live.
Most realtors insist on getting pre-approved before home shopping to increase your chances of securing financing, but it’s definitely not a requirement.
Most brokers also insist on getting you “pre-approved” so you know what you can afford, but also because having a pre-approval with them increases their chances of keeping you as a client when you’re ready to buy.
Finally, when you get a pre-approval, you’re not required to submit your financing application with that same lender. So you CAN have more than one pre-approval with different financial institutions and/or brokers.